Tom-N-Jerrys Boat Center – What You Need to Know About Insuring Your Boat

If you are considering buying a new boat, you will need to think about insuring it. The boat insured should be separate from your homeowner’s policy, as most homeowners’ policies do not cover marine-specific risks. However, some homeowners’ policies could include coverage for smaller boats up to a maximum of 100-horsepower. Tom-N-Jerrys Boat Center has been in the marine business for around 40 years and recommends boat owners look for reliable insurance companies to have their boats insured.

Insurance Factors

When insuring your boat, there are several factors that come in play that could decide whether the company offers you a policy or not. Some of the factors include:


  • Value of the boat
  • Age of the boat
  • Length
  • Horsepower
  • Condition and type of boat
  • Primary residence (in case the boat is used as a primary residence)
  • Home-made (without a serial number)
  • Houseboats without a motor
  • Multiple owners
  • Areas of operation


Types of Insurance

When it comes to insuring a boat, there are two types of insurance policies that are available; “actual cash value” and “agreed value.” The difference in the two policies is how depreciation is handled. “Actual cash value” policies cost less up-front, but factor in depreciation, which means the actual value of the boat will be determined when it is declared a partial or total loss. On the other hand, “agreed value” policies will cost much more up-front, but there is no depreciation on the value of the boat.

Tom-N-Jerrys Boat Center has a dry storage facility at the Twin Bridges Marina on the Swinomish Channel.



Tom-N-Jerry Boat Center – Four Important Guidelines to Follow When You Go Boating

If you are planning on going on a boat trip, there are several safety guidelines you will need to follow. Taking precaution and following safety guidelines will ensure you stay safe and enjoy your boat trip. Tom-N-Jerrys Boat Center is one of the leading boat centers in Washington and offers a variety of boats, trailers, engines and other parts and services. Here are four important guidelines you should follow when you go boating.

Float Plan

It is important for you to develop a float plan and inform a family member or one of the staff at the marine center when you go boating. Your float plan should include the following:


  • Name, address and contact details of the trip leader
  • Name and contact details of all passengers
  • Trip itinerary
  • Boat registration and type
  • Types of signal and communication equipment onboard such as Personal Locator Beacon (PLB), or Emergency Position-indicating Radio Beacon (EPIRB).



Make sure you and everyone on board wear a lifejacket while you are onboard. According to research, many boaters who drowned were not wearing a lifejacket.

Avoid Alcohol

If you are the skipper or assistant skipper, you will need to stay off alcohol while you are at the helm. Studies have shown that the effects of alcohol are intensified by the wind and the sun. Remember alcohol can be consumed after you have docked safely at the port.

Learn Swimming

If you are going to be on the boat often, you might want to take some swimming lessons. There several organizations that offer swimming classes. Sign up for some swimming classes and learn how to swim.

Tom-N-Jerrys Boat Center in Mount Vernon is a family-owned and operated business.


Tom-N-Jerrys Boat Center – How to Become a Trained and Experienced Marine Technician

Tom-N-Jerrys Boat Center has been in the marine business for several years and has experienced staff who have had several hours training through Honda Marine, Yamaha Marine, and others. Marine technicians form an integral part of a boat dealership and are responsible for diagnosing, repairing, and installing outboard engines. Marine mechanics or technicians work at boat dealerships, repair shops, and boat rental companies. Here are a couple of things you need to know if you are planning on becoming a marine technician.

Formal Education

To become a marine mechanic, you will need to have a GED certificate or a high school diploma. You will need to have extensive knowledge in marine engine process, fuel, electrical and mechanical systems that relate to boats, yachts, and watercrafts. You will also need excellent communication and customer service skills as you will be dealing with people.

If you are looking to become a marine technician or mechanic, you will need to have an associate’s degree in marine engine repair. Most study programs are for two years and deal with various operational, maintenance and troubleshooting processes. Some of the areas of study could include:

  • Electrical engine systems
  • Small engine mechanics
  • Mechanical systems
  • Inboard and outboard engines
  • Marine fuel systems
  • Marine mechanics and repairs
  • Small engine heating and cooling


Marine technicians or mechanics are not required to be licensed. However, some employers require certification which you can receive from the American Boat and Yacht Counsel (ABYC). You will have to pass at least three certification courses to be receive the Certified Master Technician (CMT) certification.

Tom-N-Jerrys Boat Center was founded in Mount Vernon by two businessmen Tom and Jerry.